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Get a VA Loan To Buy Your Home

Thank You For Your Service

Like USDA and FHA Loans, VA Loans are backed by the federal government and designed to help active duty military personnel, reservists, national guard members, and veterans obtain low cost, low or no down payment home financing.

Here's some basic information about VA Loans:

  • No Down Payment Required

  • Seller Can Pay Loan and Closing Costs (within reason). This means eligible borrowers can buy with literally no out of pocket costs

  • No Mortgage Insurance

  • VA Funding Fee: The VA Loan does require an upfront fee, typically between 2.15% and 3.3% to originate the loan, however this can be wrapped into the loan amount or even paid by the seller. No matter what you won't have to go into your pocket.

In order to qualify for a VA Loan you must be on active duty or honorably discharged and have served:

  • 90 days in wartime

  • 181 days in peacetime

  • 24 continuous months if enlisted after 9/7/1980

  • 6 years if in the National Guard or Reserves

To get started, contact your local lender to see if you qualify for a VA loan. Or call me and I can go over your eligibility, suggest some qualified lenders, and go over your options for getting a VA Loan to buy a house with zero down

Stephen Dispensa

Licensed Real Estate Sales Associate

(813) 591-0569

Real Broker, LLC.

Tampa Real Estate Secrets

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