What the heck is a USDA Loan? The United States Department of Agriculture has created several loan programs designed to "improve the economy and quality of life in rural America". The good news is that several areas just outside of Tampa qualify for this program. See the map below: The darker areas of the map are ineligible for USDA loans. You can see this includes The City of Tampa, all of Pinellas County, and parts of Hillsborough. However, Land O Lakes, South Hillsborough

If there is one misconception that comes up time and time again when it comes to buying a home, it's the belief that you need to have 20% down to buy a home. This couldn't be further from the truth. But let's look at where this 20% myth comes from, and why 20% is still an important number. First, we need to understand how mortgages work. In Florida when you purchase a home with a mortgage you are borrowing money from the bank and pledging your house as security in the event t

Looking to buy a home in Tampa but don't have enough money for a downpayment? Look no further! All the info is here to help you get down payment assistance from the government to get you into a new home faster than you thought possible. Be sure to download my Tampa Home Buying Hacks guide for more information on how to make your home buying dreams a reality. http://www.cinematicsalesteam.com/buyers-guide #tamparealestate #homebuying #mortgage #downpayment #tampa #downpaymenta