What the heck is a USDA Loan? The United States Department of Agriculture has created several loan programs designed to "improve the economy and quality of life in rural America". The good news is that several areas just outside of Tampa qualify for this program. See the map below: The darker areas of the map are ineligible for USDA loans. You can see this includes The City of Tampa, all of Pinellas County, and parts of Hillsborough. However, Land O Lakes, South Hillsborough

Today we're going to talk about every step in the process when buying your first home. From planning your down payment, to making an off

If there is one misconception that comes up time and time again when it comes to buying a home, it's the belief that you need to have 20% down to buy a home. This couldn't be further from the truth. But let's look at where this 20% myth comes from, and why 20% is still an important number. First, we need to understand how mortgages work. In Florida when you purchase a home with a mortgage you are borrowing money from the bank and pledging your house as security in the event t